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"Try to avoid debt this Christmas" 30.10.08

INISHOWEN Senator Cecilia Keaveney has urged cash-strapped families to get budgetary advice before the pressures of Christmas start to bite.
Senator Keaveney was responding after Social and Family Affairs Minister Mary Hanafin confirmed that welfare recipients would receive their full Christmas bonuses this year despite budget cutbacks.
She echoed calls by Ms Hanafin for people to get budget advice before the festive season, rather than face a financial crisis in the New Year.
"Christmas is an expensive season and often it is not until after Christmas that families realise that they are in serious debt. They are then extremely vulnerable," said Senator Keaveney.
"The Money Advice and Budgeting Service (MABS) is located locally so that this fundamental help is available to families. The goal is to assist families to work within their budgets so that opportunities are maximised while the risk of running up debt is minimised.
"Avoiding financial pitfalls is not easy. It is therefore important to say that there is help available," she added.
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